One of the most common reasons people don't pursue weight loss surgery is due to finances. They believe they cannot afford to pay for the procedure.
It is important to know that this type of surgery can be life changing and, in some cases, life saving. The key here is to take steps towards your health by taking advantage of financial options that may be available to you.
Anyone who is requires weight loss surgery should have the opportunity to pay for it.
Will Insurance Cover the Costs?
Some types of health insurance plans, like those you may obtain from your employer, may cover weight loss surgery. This is not always the case, though. It is best for you to talk to your health care plan provider to determine what services are right for you.
Health insurance may be available to those who do not have any. Purchasing a policy that allows for bariatric surgery is essential. If you are unsure what your insurance options are, talk to a representative from the company.
Most people are able to obtain coverage for bariatric procedures through their PPO or through Medicare. Exhaust these possibilities as a first step.
What If You Don't Have Coverage for Weight Loss Surgery?
Not all health insurance plans will pay for weight loss surgery. There are various reasons for this. If you know you cannot get coverage in that manner, talk to our team about financing the procedure.
If you do not have coverage, you can work with a third party financing company to fund your expenses. To obtain this, the first step is to speak to our doctors about your needs. We'll provide you with an exam and discuss the best type of weight loss surgery for your needs, risks, and goals you'll need to meet before going forward. Then, we can work with you in obtaining financing for the procedure.
Consider paying for your care in advance. While the costs for hospital stays may seem overwhelming and too high right now, it is important to know that many hospitals and medical facilities will offer substantial discounts to patients who pay for their care in advance. This reduces a great deal of risk for the hospital and they can afford to lower their prices.
What to Do Now
The first thing for you to do is to talk to your surgeon. Let us discuss the best type of weight loss surgery for your needs. Once we understand what you need, we can then help you through health insurance qualifications, financing need, or self pay solutions. Once we know what you will need, we can provide you with more information about the costs you'll need to cover.
Don't Let Costs Stop You From Inquiring About Bariatric Surgery: There Are Options
Do not make financing the only reason for you to hold back from having this procedure. Talk to us first. Learn about your options. Find out how this type of procedure can change and better your life. Once you talk to us, we can work on finding a solution for financing your costs.